Terms and Conditions
Learn more about the terms that govern your use of drixomarivo's financial planning subscription service. These terms outline your rights, responsibilities, and our service commitments.
Effective Date: August 16, 2025
Acceptance of Terms
By subscribing to drixomarivo's financial planning service, you agree to be bound by these Terms and Conditions. These terms constitute a legally binding agreement between you and drixomarivo Financial Planning Services.
If you do not agree with any part of these terms, please do not use our services. Your continued use of our services indicates ongoing acceptance of these terms.
Please read these terms carefully before subscribing to our services.
Definitions
For clarity, the following terms have specific meanings when used in this agreement:
- Service: The financial planning subscription service provided by drixomarivo, including consultations, guidance, and related support.
- Client: Any individual who subscribes to our financial planning service and receives consultations or guidance.
- Consultation: Scheduled discussions between clients and our financial planning consultants, whether conducted by phone, video, or in person.
- Guidance: General financial planning information, insights, and educational content provided through our service.
Use of Services
Our financial planning subscription service is designed to provide ongoing support and guidance. Your use of this service is subject to the following conditions:
Permitted Uses
- Participating in scheduled consultations with our financial planning team
- Requesting guidance on general financial planning topics and strategies
- Accessing educational materials and insights provided through our service
Prohibited Uses
- Using our service for illegal activities or fraudulent purposes
- Sharing your account access with unauthorized third parties
- Attempting to reverse engineer or misuse our service technology
- Providing false information that could impact the quality of our guidance
Your Responsibilities
As a subscriber to our financial planning service, you have certain responsibilities to ensure the effectiveness of our consultations:
Account Security
You are responsible for maintaining the confidentiality of your account information and notifying us immediately of any unauthorized access.
Accurate Information
You agree to provide accurate and complete information during consultations to ensure our guidance is relevant to your situation.
Legal Compliance
You agree to use our services in compliance with all applicable laws and regulations in your jurisdiction.
Notification of Changes
You agree to notify us of significant changes in your circumstances that might affect our guidance or consultations.
Intellectual Property
All content, materials, and intellectual property provided through our financial planning service remain the property of drixomarivo or our licensors. This includes consultation methodologies, educational materials, and proprietary insights.
You may use this information for your personal financial planning purposes but may not reproduce, distribute, or commercialize our content without written permission.
Our consultation methodologies and materials are protected by Australian intellectual property law.
Privacy and Data Protection
We are committed to protecting your privacy and personal information in accordance with Australian privacy law and our Privacy Policy.
For detailed information about how we collect, use, and protect your information, please review our Privacy Policy. Privacy Policy
Service Disclaimers
Our financial planning service comes with important disclaimers that you should understand:
We provide our service on an "as is" basis and make no warranties about specific outcomes or results from our consultations.
While we strive to provide valuable guidance, we cannot guarantee that our service will meet all your expectations or result in specific financial outcomes.
Please refer to our separate Disclaimer document for comprehensive information about service limitations. Disclaimer
Limitation of Liability
To the maximum extent permitted by Australian law, our liability for any claims related to our financial planning service is limited:
Our total liability shall not exceed the amount you paid for our service in the 12 months preceding any claim.
We shall not be liable for any indirect, consequential, or punitive damages arising from your use of our service.
This limitation applies except where prohibited by mandatory consumer protection laws.
Indemnification
You agree to indemnify and hold drixomarivo harmless from any claims, damages, or expenses arising from your use of our service or breach of these terms.
This includes reasonable legal fees and costs associated with defending against such claims.
Dispute Resolution
Arbitration Process
Any disputes arising from these terms or our service shall be resolved through binding arbitration in accordance with Australian commercial arbitration rules.
Arbitration shall take place in Melbourne, Australia, and shall be conducted in English.
By agreeing to these terms, you waive your right to pursue disputes through court litigation.
EU Online Dispute Resolution
For EU residents, disputes may also be resolved through the European Commission's Online Dispute Resolution platform.
Access the EU ODR platform: https://ec.europa.eu/consumers/odr
This option is available to EU residents in addition to arbitration.
Australian Law Applies
This disclaimer and all aspects of our financial planning subscription service are governed by the laws of Australia, including relevant consumer protection legislation and financial services regulations.
Termination of Service
Either party may terminate the subscription with 30 days written notice. We reserve the right to terminate service immediately for breach of these terms.
Upon termination, you remain responsible for any outstanding fees, and we will provide any scheduled consultations through the end of your current billing period.
- Material breach of these terms that remains uncured after notice
- Fraudulent or illegal use of our services
- Failure to pay subscription fees as agreed
Modifications to Terms
We may modify these terms periodically to reflect changes in our services or legal requirements. We will provide at least 30 days notice of material changes.
Continued use of our service after changes take effect constitutes acceptance of the modified terms.
We will notify you of significant changes via email or website notice.
General Provisions
Entire Agreement
These terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and drixomarivo regarding our financial planning service.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Waiver
Our failure to enforce any right or provision of these terms shall not constitute a waiver of such right or provision.
Assignment
You may not assign your rights under these terms without our written consent. We may assign our rights and obligations under these terms.
Contact Information
If you have questions about these Terms and Conditions, please contact us at contact@drixomarivo.com or +61 915-911-587.
Email: contact@drixomarivo.com
Phone: +61 915-911-587
Address: 125 Collins Street, Melbourne VIC 3000
By subscribing to our financial planning service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.