Disclaimer
Learn more about the terms and conditions that govern your use of our financial planning services. This disclaimer outlines important information regarding our consultations, advice limitations, and your responsibilities as a client.
Last Updated: September 17, 2025
General Information Disclaimer
The information provided through our financial planning subscription service is intended for general informational purposes only. Our consultations and guidance are designed to help you understand various approaches to financial planning, but should not be considered as specific financial advice tailored to your unique circumstances.
Every individual's financial situation is different, and what works for one person may not be suitable for another. We strongly encourage you to consider your personal circumstances, risk tolerance, and financial goals when making any financial decisions based on our discussions.
Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed strategies.
Information Accuracy and Currency
While we strive to provide accurate and up-to-date information during our consultations, financial markets and regulations change frequently. The information shared during our sessions reflects our understanding at the time of consultation and may become outdated.
We make reasonable efforts to ensure accuracy, but we cannot guarantee that all information provided will be error-free or remain current. Market conditions, regulatory changes, and economic factors can quickly impact the relevance of previously discussed strategies.
- Information is provided based on current knowledge and market conditions
- Financial markets and regulations change frequently and may impact relevance
- We recommend verifying information independently before making financial decisions
Limitation of Liability
Our financial planning subscription service aims to provide valuable insights and guidance, but we must limit our liability in accordance with Australian consumer law and standard industry practices.
To the maximum extent permitted by law, drixomarivo shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or any financial decisions made based on our consultations.
Our maximum liability for any claims related to our services shall not exceed the total amount paid by you for our subscription service in the 12 months preceding the claim.
- Loss of income or profits resulting from financial decisions
- Market losses or poor performance of discussed strategies
- Missed opportunities or timing-related financial impacts
- Damages arising from third-party actions or market volatility
Financial Planning Service Disclaimer
Our subscription service provides general financial planning discussions and analytical reviews, not specific financial product recommendations or management services.
The financial planning consultations offered through our subscription service are designed to help you understand various approaches to personal finance, budgeting, and wealth planning. We discuss general concepts, market dynamics, and planning methodologies rather than providing specific product recommendations.
Our service focuses on educational discussions about financial principles, helping you develop a better understanding of financial planning concepts that you can then apply to your personal situation with appropriate professional guidance.
Individual results may vary based on personal circumstances, market conditions, and implementation of discussed concepts.
Professional Advice Limitations
Our financial planning subscription service provides general guidance and educational discussions about financial concepts. While our consultants have extensive experience in financial planning principles, our service should not replace personalized advice from licensed financial advisors.
For specific financial product recommendations, tax advice, or complex financial planning decisions, we recommend consulting with appropriately licensed professionals who can provide advice tailored to your specific circumstances and regulatory requirements.
No Professional Advisory Relationship
The subscription to our financial planning service does not create a formal advisor-client relationship for the purposes of specific financial product advice or ongoing financial management. Our role is to provide general guidance and educational support through consultations.
Seek Independent Professional Advice
Before making any significant financial decisions based on our consultations, we strongly recommend seeking independent advice from qualified financial professionals. Licensed advisors can provide specific recommendations based on your individual circumstances and regulatory requirements.
Third-Party Links and References
During our consultations or through our materials, we may reference third-party resources, websites, or services. These references are provided for informational purposes only and do not constitute endorsements of those third parties.
We are not responsible for the content, accuracy, or practices of third-party websites or services that may be mentioned during our consultations. Any engagement with third parties is at your own risk and discretion.
Third-party references do not imply endorsement and engagement is at your own discretion.
Governing Law and Jurisdiction
This disclaimer and our services are governed by Australian law, with specific considerations for state and territory variations where applicable.
Australian Law Applies
This disclaimer and all aspects of our financial planning subscription service are governed by the laws of Australia, including relevant consumer protection legislation and financial services regulations.
State and Territory Considerations
Where applicable, state and territory laws may provide additional consumer protections or requirements that supplement the national regulatory framework governing our services.
Australian consumer law provides certain guarantees that cannot be excluded and may apply to our services.
Indemnification
By using our financial planning subscription service, you agree to indemnify and hold drixomarivo harmless from any claims, damages, or expenses arising from your use of our service, implementation of discussed concepts, or any breach of these terms by you.
Changes to This Disclaimer
We reserve the right to update this disclaimer periodically to reflect changes in our services, legal requirements, or business practices. Any changes will be posted on our website with an updated effective date.
Continued use of our services after changes are posted constitutes acceptance of the updated disclaimer. We encourage you to review this disclaimer regularly to stay informed of any updates.
Contact Information
If you have questions about this disclaimer or our financial planning services, please contact us using the information below.
Email: contact@drixomarivo.com
Phone: +61 915-911-587
Address: 125 Collins Street, Melbourne VIC 3000
By subscribing to our financial planning service, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.